ExitFi

Withdraw your crypto into a UK bank account — safely, cheaply & without surprises.

ExitFi UK is the smart cash-out assistant for British crypto holders. AI-powered routing. Bank-friendly patterns. HMRC-aware guidance. Zero stress. Zero confusion.

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Made for UK residents

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HMRC-aware planning

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Compatible with all major UK banks

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100% non-custodial

Why UK Crypto Users Need This

Explains the challenges of cashing out crypto in the UK, from bank account freezes to high hidden fees, and how ExitFi's smart routing and guidance provides a clear, compliant, and cost-effective solution.

What ExitFi UK Does

Our smart assistant guides you through the safest, cheapest, and most bank-friendly cash-out process.

1. Scans your wallet

Analyzes your holdings and identifies optimal tokens for smooth UK off-ramping.

2. Portfolio health check

Detects unsupported tokens and recommends swapping to USDC on Base via embedded LI.FI widget for best rates.

3. HMRC-compliant tax calculator

Calculates your Capital Gains Tax using the full HMRC algorithm, showing CGT allowance, tax bands, and effective rate.

4. UK Safe Exit Score™

Assesses risk factors specific to UK banking regulations and compliance patterns.

5. Smart route recommendations

Finds the optimal path to minimize fees (often 40-80% savings) and avoid bank red flags.

6. Intelligent exit tier planning

Adapts strategy from retail (£100k) to HNW (£2M+), with timing and split recommendations per tier.

Powerful Features Built for UK Crypto Exits

Smart automation meets HMRC compliance

Tax Snapshot

HMRC Compliant
Capital Gain£47,000
CGT Allowance (2024/25)-£3,000
Taxable Gain£44,000
Basic Rate (10%)£2,250
Higher Rate (20%)£6,550
Estimated CGT£8,800
Effective Rate18.7%

💡 Tax Impact Factors

  • • You're in the higher rate income band
  • • CGT allowance fully available
  • • Holding period: 1-3 years

⚠️ This is an estimate based on your inputs and public HMRC information. Not tax advice.

🧮 HMRC Tax Calculator

Know Your Tax Before You Exit

ExitFi calculates your estimated Capital Gains Tax using the full HMRC algorithm:

  • check_circleFactors in your income band (basic, higher, or additional rate)
  • check_circleApplies the £3,000 annual CGT allowance (2024/25)
  • check_circleShows breakdown by tax band (10% basic, 20% higher)
  • check_circleDisplays effective rate and key tax drivers

Formula: Tax = (Gain – Allowance – Losses) × Rate

🔄 Portfolio Health Check

Optimize Your Holdings for Easy Exits

ExitFi scans your wallet and identifies tokens that may be difficult to off-ramp directly to GBP:

  • radarDetects unsupported tokens that most UK exchanges won't accept
  • swap_horizRecommends swapping/bridging to USDC on Base (lowest fees)
  • widgetsEmbedded LI.FI widget lets you swap directly in ExitFi
  • speedGet the best rates across 20+ DEXs and bridges automatically

Pro Tip: Consolidating to USDC on Base before cashing out can save you 40-60% on fees and speeds up settlement to under 1 hour.

Portfolio Analysis

✓ Optimized
USDCStablecoin
£12,450

Base Network • Ready for off-ramp ✓

ETHNative
£8,320

Ethereum • Ready for off-ramp ✓

Other Tokens (7)
~£3,200

⚠️ Not directly supported by most UK off-ramps

💡 Optimization Tip

Consider swapping 7 unsupported tokens to USDC on Base for easier cash-out and lower fees.

🎯 Smart Exit Planning

Plans That Scale With Your Exit Size

ExitFi adapts to your needs — from £500 retail exits to £2M+ high-net-worth strategies

RETAIL

£0 – £100k

  • • Clear, step-by-step plan
  • • Optimised chunk sizing
  • • Low-risk bank routing
  • • Automated progress tracking
HIGH RETAIL

£100k – £500k

  • • Smarter allocation strategy
  • • Multi-bank distribution
  • • Documentation guidance
  • • Safety-first withdrawal flow
HNW

£500k – £2M

  • • Strategic, high-level planning
  • • Multiple banking partners
  • • OTC desk introductions
  • • Enhanced compliance preparation
INSTITUTIONAL

£2M+

  • • Bespoke exit roadmap
  • • Private banking pathways
  • • Professional tax coordination
  • • Optional white-glove concierge service

How It Works in 6 Simple Steps

From wallet to bank account, our process is designed for clarity and peace of mind.

1

Connect your wallet

Securely link your wallet in read-only mode. We never ask for your keys.

2

Choose your withdrawal amount

Tell us how much you want to cash out in GBP.

3

ExitFi analyses UK-specific patterns

Our AI evaluates the safest and most compliant routes.

4

Get your Smart Exit Plan

Receive a step-by-step guide tailored to your withdrawal.

5

Execute via trusted providers

You complete the transactions on well-known exchanges. We just guide you.

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Receive GBP in your bank

Your funds arrive safely in your designated UK bank account.

Simple, Transparent Pricing

Get started for free. Upgrade when you need more power.

Free (Early Access)

Perfect for getting started and making your first few withdrawals.

Free
  • check_circleUK Safe Exit Score™
  • check_circleUp to 3 Exit Plans / month
  • check_circleBasic fee optimization
COMING SOON

Pro

For frequent users and those with complex withdrawal needs.

£19/mo
  • check_circleUnlimited Exit Plans
  • check_circleAdvanced fee & tax optimization
  • check_circleSplit-withdrawal planner
  • check_circlePriority support

Frequently Asked Questions

Withdraw crypto to your UK bank — the smart, safe, easy way.